Loan to buy a house;

1. When applying for a commercial housing loan, an individual shall provide the following information: 1, the household registration book, ID card and photocopy of the borrower's husband and wife (co-owners). 2. The purchase contract or agreement signed with the sales unit. 3. The position and income certificate issued by the borrower's unit. Private enterprises mainly provide business income and tax payment certificates, business licenses and photocopies issued by relevant departments that can show their debt repayment. 4. The borrower's down payment deposit certificate and a copy. 5, personal housing loan application form (format provided by the bank). 2. Procedures for individuals to apply for housing loans: 1. Sign a house purchase agreement with the development company. 2. Fill in the personal housing loan application form and provide the information required by the bank. 3. After passing the bank review, deposit the down payment in the bank or issue a down payment certificate. 4. After approval, sign loan contract, mortgage contract and guarantee contract. 5. Handle mortgage registration, home insurance and notarization procedures. 6. Go through the loan entry and transfer procedures. 7. Go to the development company to handle the relevant household procedures.