Generally speaking, the deposit depends on the tripartite contract, that is, the contract between the buyer and the seller and the intermediary. If it is stated in the contract, it will be implemented according to the contract, and the court will generally take the contract as the standard.

For example, it is stated in the tripartite contract that if the loan cannot be approved and the deposit cannot be refunded for reasons other than the intermediary or the seller, then the deposit will not be refunded to you, so please distinguish the reasons. You can read it carefully when signing a tripartite contract.