1. The loan calculator calculates monthly
The monthly mortgage payment of several repayment methods is calculated.
You only need to choose the repayment method, fill in the loan amount and choose the loan term, and then you can calculate the monthly mortgage payment according to the latest loan interest rate. Calculate the detailed repayment information.
note: if necessary, you can modify the annual interest rate according to the actual situation.
Second, the loan calculator calculates monthly
the loan is 8, yuan
the loan period: 27 years
If the loan interest rate is 6.8, the calculation result is as follows
Using the loan calculator (/dkjsq/)
average capital
Monthly repayment: 5398.64
Interest payment: 9494.
The equal principal and interest method is also called regular interest payment, which means that the loan applicant repays the loan principal and interest at the same amount every month, and the monthly loan interest is calculated according to the remaining loan principal at the beginning of the month and settled every month.
the algorithm of interest is = the monthly interest rate of the remaining principal in the previous period, and the remaining principal = the remaining principal in the previous period-the principal collected in the current period (the remaining principal in the th period is the original loan amount).
fourth, how to calculate the monthly loan payment?
If you are going to borrow from China Merchants Bank, the specific monthly loan payment depends on your loan execution interest rate, term and repayment method. You can make a trial calculation by borrowing from China Merchants Bank official website or mobile banking. The trial results are for reference only.
mobile banking: after logging in to mobile banking, click "My-All-Assistant-Wealth Calculator-Loan Calculator", and enter information such as amount and annual interest rate in the opened interface to calculate the loan repayment amount.
Tips
1. You can choose different repayment methods to calculate the loan principal and interest.
2. This calculator is used for the trial calculation of commercial loans of one-card savings card, excluding the trial calculation of credit card e-loan and cash advance.
China Merchants Bank Homepage: After you log in to the homepage of Netcom, slide the page down to the middle position, and click the financial tool-Personal Loan Calculator to calculate the monthly loan payment.