1. Non-Nanchang registered residents who have no residence in the restricted purchase area of Nanchang must provide proof of continuous payment of personal income tax or urban social insurance for more than two years within the scope of Nanchang within three years before the date of purchase, and those who make up or reissue the personal income tax payment certificate or social insurance payment certificate will not be recognized. Minors are not allowed to buy houses in the restricted purchase area of Nanchang County.

2. Non-Nanchang registered residents with college education or above can settle in Nanchang, so they can enjoy buying a house in the restricted area of Nanchang. Nanchang's purchase restriction is not allowed, at least for now. You have to pay social security or personal income tax in Nanchang for one year before you are eligible to buy a house. Those who are qualified to purchase houses can be in mortgage to buy a house and Nanchang. If you are not qualified to buy a house, you can't buy it even if you don't mortgage it.

Matters needing attention in buying a house loan?

1, providing true information

If the loan buyers provide false materials to the bank, it may have a serious impact: it will affect the bank's audit, and it will be impossible to issue loans and realize the dream of living; What's more, it may be because individuals provide false materials, which leads to the inability to apply for loans, which leads developers to require buyers to bear the liability for breach of contract in delivering mortgage materials and pre-sale contracts of commercial housing, and pay a considerable amount of liquidated damages.

2. Make clear the repayment method in advance.

At present, there are two main repayment methods for bank loans to buy a house, namely equal principal and interest and average principal. Although there is little interest in the average capital, the monthly supply is high and the pressure is relatively high. The total interest of equal principal and interest will be higher, but the monthly repayment pressure is small. You can choose the appropriate repayment method based on your own situation.