Legal analysis: If the borrower is unable to repay the loan, the guarantor has the responsibility and obligation to repay the debt. And before the loan is paid off, the guarantor will be restricted by certain loan conditions and the maximum loan amount when borrowing again. If you sign or print your hand, you are the debtor. Or there is evidence that the loan funds have been actually used in part or in whole, it shall bear the obligation to repay. If the repayment is not made on time, the bank can enforce it through the court.

Legal basis: Article 490 of the Civil Code of People's Republic of China (PRC). If the parties enter into a contract in the form of a contract, the contract shall be established when the parties sign, seal or press their fingerprints. Before signing, sealing or fingerprinting, one party has fulfilled its main obligations, and the contract is established when the other party accepts it. A contract shall be concluded in written form as stipulated by laws, administrative regulations or agreed by the parties. If the parties do not do this in writing, but one party has fulfilled its main obligations and the other party accepts it, the contract is established.

Article 581 Where one party fails to perform the debt or the performance is not in conformity with the contract, and the performance cannot be enforced according to the nature of the debt, the other party may request it to bear the expenses to be performed by the third party.