1092.50 yuan. Happy second loan of Changsha Bank 1 1,000 yuan, monthly payment 1 1,092.50 yuan. Happy second loan is a credit loan for Changsha Bank's main product. There is no need to apply for special qualifications. If you have a savings card of Changsha Bank, you will have a chance to get a loan if you have a deposit. Happy second loan is a daily fixed interest rate, and the interest is paid according to the specific loan days. The annualized interest rate = daily interest ×360.

2. What is the interest rate of a bank loan of 65438+ 1 month?

It depends on the interest rate. You can basically refer to interest = principal interest rate. Generally, there will be a two-month loan period, which is generally divided into six periods, 12, 24 periods, 36 periods and 48 periods.

3. Why can't Changsha Bank get a second loan?

There are many reasons.

1. Bad credit: Happy Second Loan of Changsha Bank belongs to bank loan on the one hand and credit loan product on the other. This kind of loan products have strict credit requirements for applicants. Personal credit record is overdue, and the loan application cannot be passed.

2 Insufficient repayment ability: Happy Second Loan of Changsha Bank is a credit loan, so it does not need to provide mortgage, so it will pay more attention to the applicant's repayment ability, and will be rejected in the case of unstable income or high debt.

3 Incomplete information: The application information submitted when applying for a loan is not comprehensive, and Changsha Bank cannot make a comprehensive evaluation of the applicant.

4. What are the conditions for Changsha Bank's Happy Second Loan?

The basic conditions for applying for Happy Seconds Loan are:

(1) has full capacity for civil conduct, aged between 18-55, and has repayment ability on schedule;

(2) Personal credit is good;

(three) abide by the law, no criminal or civil cases, no pornography, gambling, drugs and other bad hobbies;

(4) Other conditions that the bank thinks the customer should have.