Free loans are also the beginning of black online loans. When applying, regardless of credit information, black and white households are ignored. It is also one of the opening chapters of the black household loan in 2022. The loan amount is less than 50,000 yuan, and the term is 3- 12 months.

There are four different repayment methods for free loan business, namely flexible cycle repayment method, grace period net profit repayment method, tight loan repayment method and fixed installment repayment method.