Kunshan began to implement the purchase restriction policy in September, 20 16, 1. When foreigners buy a house in Kunshan, they must pay social security or tax bill 1 year to buy a house; 2. The down payment ratio for the first time purchase is not less than 30%; 3. If the family already has a house, but the house purchase loan has been settled, the down payment ratio for the second house purchase shall not be less than 50%; 4. If there is a set of housing and the corresponding purchase loan has not been paid off, the down payment ratio for re-purchase shall not be less than 80%.

Kunshan purchase restriction policy

1. Families with local household registration in Kunshan need to meet the following conditions if they want to buy a house in Kunshan:

1, owns the first suite and has no housing loan record, and the first loan ratio is only 30% (the following loan records will not be affected as long as they are not mortgages);

2. If it is the first suite, there is a loan record before (there was a loan record before buying a house and selling a house), and the down payment needs 50%;

3. If you buy a second suite, the first home loan has been paid off, and the down payment ratio needs to be 50%; If the loan is not paid off, the down payment ratio needs to be 80%;

4. The third suite must be purchased in full, and no loan is allowed.

2. Foreigners who want to buy a house in Kunshan, Suzhou must meet the following conditions (foreigners can only buy one suite at most):

1. In Suzhou, including (Kunshan), (Changshu) and (Zhangjiagang), you must pay the social security or personal income tax bill 1 year before you can buy a house in Suzhou;

2. If it is the first home loan to buy a house (I have never bought a house in my hometown and have no mortgage record), the down payment is only 30%;

3. I bought a house in my hometown before, paid it in one lump sum, and there was no loan record. The down payment ratio is only 30%;

4. I have bought a house in my hometown and have a loan record. The down payment ratio needs 50%;

5. I have bought a house before, have a loan record, and the mortgage has not been paid off. The down payment ratio should be 80%.

Third, if it is a bachelor's degree, there are preferential policies:

Bachelor degree or above, working in Kunshan City, can be purchased like a local account, without social security; If you have a college degree and your major is the same as your job, you can buy a house according to Kunshan hukou.