1. If it is an entrusted loan through a bank, you can directly sign a loan agreement or contract with the bank, and you need to bear an additional handling fee;

2. If the other party directly lends it to you How to sign the agreement is secondary. The problem that arises is that the bank lends money to the company that lent you the money. The name of the bank's interest charge certificate is on the bank's interest charge certificate. They cannot directly transfer these certificates to you. You have to When a company pays interest, they need to issue another invoice that you can record, and they need to pay additional taxes. If the amount of funds is relatively large, this will definitely be a problem that needs to be solved in the future, and must be considered in advance.