Although there are many channels to borrow money now, if you meet some unreliable loan companies, you will easily be hit in the face and bring losses to yourself. Therefore, we must choose a regular and licensed loan company. Today, I will introduce several licensed consumer finance companies with good strength in 2020 and their loan products. Let's have a look.
What are the regular licensed loan companies in 2020? 1, Baidu Consumer Finance: Baidu Consumer Finance not only holds the online small loan license, but also indirectly obtains the consumer finance license by taking a 30% stake in Harbin Consumer Finance. Its strength cannot be underestimated. The representative product is a pure credit loan with money to spend, which is lent in cooperation with seven major banks with a maximum amount of 200,000. The daily interest rate is very low and no mortgage guarantee is needed. You can apply by providing your second-generation ID card and your own debit card. Quick approval and quick loan. Borrowers with good credit,18 ~ over 55 years old can try. 2. 360 Finance: 360 has a good financial strength. By acquiring or participating in its subsidiaries, it holds six financial licenses, including insurance brokerage, online small loan, gold exchange, financing guarantee, consumer finance and fund agency license. On behalf of the product, there are 360 IOUs, unsecured pure credit consumer loans. Through the credit application, Chinese mainland residents aged 65,438+08-55 can borrow money by providing ID cards, mobile phone numbers and passwords to authorize the binding of savings cards. The maximum amount is 200,000, with daily interest, which is suitable for office workers. 3. Ping An Consumer Finance: In April 2020, it was granted a consumer finance license by China Banking Regulatory Commission, and officially opened on April 23, with a registered capital of RMB 5 billion. Ping An Group holds 30% of the shares, and three affiliated companies in lufax hold 70%. The representative product is Ping An Little Orange Blossom, which provides loan service for young consumers aged 22-45. In addition to borrowing money, you can also pay through Alipay and WeChat. You can apply for the full-process quota online in four simple steps, and the quota can be recovered at one time without interest.
There is a formal loan company in Xi, Shaanxi. As a fresh graduate like me, I want to use a loan to fulfill my dream. Some insiders hope.
Nothing for nothing. Change students' thinking
Third, the loan company is large in scale.
Dai Xinxin