Under normal circumstances, it takes 22-25 working days for Shanghai Pudong Development Bank to apply for a mortgage. The loan issued by Shanghai Pudong Development Bank will not be transferred to the ICBC card in one step. The loan issued by Shanghai Pudong Development Bank must first be transferred to the account opened by the lender in Shanghai Pudong Development Bank, and then transferred from the account of Shanghai Pudong Development Bank to the ICBC card.

Extended data:

1. Loan terms of Shanghai Pudong Development Bank:

ID card The borrower needs to provide the borrower's ID card if he is unmarried or divorced, and the borrower's ID card and the mortgagor's ID card if he is married.

Household registration book income certificate.

Proof of marital status.

Property certificate, current or fixed deposit certificate, passbook, national debt certificate, other bonds, real estate license, vehicle driving license, etc.

The temporary residence permit shows that the borrower's household registration is in other places, and it is necessary to provide the original certificate of temporary residence permit or Beijing work residence permit to mortgage the property.

2. The simple and popular understanding of loan is to borrow money with interest. Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans and interest subsidies? A general term for borrowing funds such as overdraft. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.

References:

Shanghai Pudong Development Bank official website _ Loan Process and Time Conditions