If you are in loans overdue, you will not only incur liquidated damages and interest, but also affect your personal credit information. If it is overdue for a long time, it will be collected by the loan platform, and legal measures may be taken against you in serious cases. I suggest that you pay back on time.

Tips:

1. Personal-to-personal lending is risky, so you need to choose carefully. If you need funds, I suggest you handle it through a formal loan platform.

2. If there is a need for funds, you can consider lending to Ping An Bank. Ping An Bank has launched a variety of loan products, with different loan requirements, interest rates and handling procedures. You can log in to Ping An Pocket Bank APP- Finance-Loan to learn and try to apply.

Reply time: 202 1-09-30. Please refer to the latest business changes announced by Ping An Bank in official website.

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