Current location - Loan Platform Complete Network - Loan intermediary - During the period of handling provident fund loans, the provident fund paid by the new job is not as high as that paid by the original job. Will this affect the approval of provident fund loans?
During the period of handling provident fund loans, the provident fund paid by the new job is not as high as that paid by the original job. Will this affect the approval of provident fund loans?
1. When the term of provident fund loan is changed, the provident fund paid by the new job is not as high as that paid by the original job, which will not affect the approval of provident fund loan, because the condition of provident fund loan is that it needs to be paid continuously for 6 months or 12 months before applying for loan, which refers to the situation before applying for loan and has nothing to do with job change.

Two, according to the "Regulations" housing provident fund management

Article 26

Workers who have paid housing provident fund may apply for housing provident fund loans from the housing provident fund management center when purchasing, constructing, renovating or overhauling their own houses.

The housing provident fund management center shall, within 05 days from the date of accepting the application, make a decision on whether to grant the loan or not, and notify the applicant; If the loan is granted, the entrusted bank shall handle the loan formalities.

The risk of housing provident fund loans shall be borne by the housing provident fund management center.

Article 27

Applicants who apply for housing provident fund loans shall provide guarantees.