You can use provident fund loans to buy a house.

Houses that can apply for provident fund loans:

Commercial housing (the developer must sign a loan cooperation agreement with the Municipal Housing Provident Fund Management Center);

Existing housing (i.e. housing reform Purchase property rights);

Second-hand houses (existing houses on the market);

Houses without property rights (must be mortgaged by own or third-party house ownership);

Auction houses (the auction company must sign a loan cooperation agreement with the Municipal Housing Provident Fund Management Center).