Applicants must have a stable job and good credit in the local area, and can provide a series of application materials such as ID card, income certificate, work certificate and residence certificate in order to successfully obtain loans.

Conditions for applying for a residence permit: If the floating population has lived continuously for 6 months from the date of residence registration to the date of applying for a residence permit, and meets one of the following conditions, it will apply by itself and be issued a residence permit after being audited by the detailed residence address acceptance agency. Application materials: resident identity card or other valid identity documents (original). One of the following proof of residential address: house ownership certificate (house purchase contract issued if the property right certificate is not obtained), house lease registration and filing certificate, house lease contract, accommodation certificate issued by the unit and accommodation certificate issued by the school (original). Apply for a residence permit after 6 months of residence registration.