Operating loan borrowers include:

1, individual industrial and commercial households, individual business loans.

2. The major shareholders, legal representatives or actual controllers of small and micro enterprises use loans for the business activities of small and micro enterprises.

3. The investors of the sole proprietorship enterprise will use the loan for the business activities of the partnership enterprise.

4. Partners of the partnership, the loan is used for the business activities of the partnership.

5. Contractors or lessees of private enterprises use loans for contracting or leasing business activities.

6. Other natural persons who carry out substantive business activities.