Meituan Du Xiaoman owes 360 IOUs, and Sina Finance does not borrow money.

If Xiaoman Finance does not lend money, it is probably because of the following reasons.

There is a credit problem, and Xiaoman's financial loan needs to be reviewed every time. Once the customer's credit report is found to have bad credit.

The loanable amount is insufficient. For example, if the loanable amount is not less than that of 500 yuan, the borrower can borrow money. If the loanable amount is lower than that of 500 yuan, customers naturally cannot borrow.

The debt is very high. If customers frequently apply for a large number of credit products in the near future, it will lead to changes in credit information and long-term borrowing.

My father, a junior math penny, borrowed some money from the bank and promised to pay it back two years later. The annual interest rate of the loan is 6% (excluding compound interest), and he used the

Japanese mortgage interest rate over the years

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