How to convert CCB loan interest rates

The interest rate conversion of CCB loans can be done through mobile banking, online banking, or any outlet nationwide before August 31, 2020 (inclusive) or loan agency. The loan pricing basis can only be converted once and cannot be converted again after conversion.

CCB loan interest rate conversion rules

Convert the interest rate pricing of the original contract to LPR plus points, the rules are as follows:

1. Equivalent conversion at the time of conversion , the added point value (can be a negative value) is the difference between the recent execution interest rate level of the original contract and the LPR of the corresponding period released in December 2019.

2. The value of points added will be fixed during the remaining period of the contract.

3. The interest rate adjustment cycle and interest rate adjustment date remain unchanged from the original contract; the interest rate level remains unchanged from the conversion time to each interest rate adjustment date (exclusive); on each interest rate adjustment date, the loan interest rate The level is determined by calculating the LPR of the corresponding period on the day before the interest rate adjustment date and the point-added value determined at the time of conversion.