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2. How to get a loan with Guangfa Credit Card?
Yes, CGB credit card holders can apply for financial services in the application or call CGB Credit Card Center. To use Guangfa Credit Card, the following conditions must be met:
1. Applicants have an age limit and must be between 18 and 65 years old.
2. You must have a local household registration certificate. If you are a foreign population, you need to provide a valid residence certificate as a supplement.
Have a stable income, which can be used to ensure your repayment ability.
You must have a good credit card usage record. As long as the borrower meets the above loan conditions, he can apply for a credit loan from China Guangfa Bank and submit the above-mentioned relevant certification materials. After the approval of the bank, go through the corresponding procedures for issuing credit loans and sign loan contracts. Finally, GDB will issue loans to the borrower's designated account.
3. How to get a credit card loan from Guangfa Bank?
95508 Application for Financial Quotient
4. How does Guangfa Bank borrow money to buy a car?
Nowadays, credit card installment payment has become a popular way, with the advantage that the cost is 200 thousand-200 thousand; There are three stages: 12 months, 24 months and 36 months. There is no handling fee for buying a car by credit installment, and the handling fee rate is different in different installments. The credit card loan of Guangfa Bank has great advantages in buying a car by stages. Guangfa applied. First, look at the car you want to buy. Fill in the Application Form for Automobile Consumption Loan and the Credit Status Questionnaire, and submit the loan and approval together with the relevant certificates of personal situation. If the bank conducts pre-loan investigation and loan conditions, it will promptly notify the borrower to fill in various forms. 3. Sign various contracts. Notify the borrower to sign loan contract, guarantee contract and mortgage contract, and handle mortgage registration and insurance lending. The bank issues loans (directly transferred by the bank to the car dealer's account). 5. Pick up the car. The borrower will pay the down payment to the car dealer, and handle the car pick-up formalities with the passbook and car pick-up slip issued by the bank. According to the regulations of the bank, the lender should deposit the principal and interest repaid in installments into the settlement account in advance, otherwise the bank will charge a certain fee. If the funds permit, the lender may consider repaying the loan in advance.