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Is the relocated house in Shanghai the first suite? How to choose a suitable house in Shanghai?
The down payment ratio and loan interest rate will be higher. But if you already have a relocated house in Shanghai, is it the first suite? In addition, how to choose a suitable house in Shanghai? Take a look at the following for your specific introduction. Shanghai's purchase restriction policy is still relatively strict. If you already own a house in Shanghai, then when you want to buy a second house, the down payment ratio and loan interest rate will be higher. But if you already have a relocated house in Shanghai, is it a suite? In addition, how to choose a suitable house in Shanghai? Take a look at the following for your specific introduction.

Is the relocated house in Shanghai a suite?

There is a resettlement house. If you buy another suite, it will not be the first suite. It should be calculated according to the second suite

According to the Notice on Standardizing the Identification Criteria for the Second Set of Housing in Commercial Personal Housing Loans, the number of residential units in commercial personal housing loans should be identified according to the number of complete housing units actually owned by family members (including borrowers, spouses and minor children, the same below).

Article 2 Upon the application or authorization of the borrower, the real estate departments of municipalities directly under the central government, cities with separate plans, provincial capitals and other cities with inquiry conditions can inquire about the borrower's family housing registration records through the housing registration information system and issue written inquiry results. If the results of family housing registration inquiry cannot be provided temporarily due to local conditions, the borrower shall submit a written credit guarantee for the actual number of family housing units to the lender. If the lender verifies that the credit guarantee is false, it shall be recorded in the bad record.

How to choose a suitable house in Shanghai

Although it is about buying a house by yourself, the investment attribute of real estate can not be ignored. After all, a suite is unlikely to live for decades unless it is improved. The greater the appreciation of real estate, the wider the scope of replacement. The unit price of real estate determines the rising potential of the house, which is the most important part of the investment attribute. Relatively speaking, the lower the unit price, the greater the room for price increase.

In the past ten years, the overall development of Baoshan District is very general, even backward, but the price has increased greatly, and the reason behind it is the low reserve price. In the past, as long as the unit price was low, the price increase would definitely be large. But at present, the average price in Shanghai has reached 50,000, and the low base is only relative, so we don't take the unit price as the standard to judge the potential, and give it a weight of 2 points.

If the unit price is below 60,000, score 2 points; If the unit price is between 60,000 yuan and 90,000 yuan, score 1 point; If the unit price is above 90 thousand, don't grade it. The relationship between supply and demand is another important consideration. Economics textbooks tell us that demand exceeds supply, which will push up commodity prices, and supply exceeds demand, which will lower commodity prices.

After the above text introduction, is the relocated house in Shanghai a suite? How to choose a suitable house in Shanghai? I think everyone should have understood. In fact, about buying a house in Shanghai, you should know about Shanghai's housing prices and Shanghai's purchase restriction policy. What's more, it is about the price of the house and the supporting facilities around the house, as long as you choose the house that suits you.