I. Conditions for the Construction Bank of automobile mortgage
1, a citizen who has reached the age of 18 and has full capacity for civil liability;
2. Have stable professional and economic income and repayment ability;
3. Can provide automobile mortgage, and have the guarantee measures approved by the loan bank;
4. Provide corresponding mortgage materials;
5. Have a good credit record.
II. automobile mortgage Process of China Construction Bank
1. The lender applies for a loan from China Construction Bank and submits relevant loan materials;
2. The Construction Bank shall review the loan information submitted by the lender;
3, after approval, the Construction Bank and its lenders signed a loan contract, guarantee contract, and mortgage registration procedures;
4. The bank issues loans and the lender repays them on time;
5. After paying off the loan, the lender shall cancel the mortgage registration.
Three, the construction bank vehicle mortgage loan amount
It is understood that the loan amount that CCB can apply for buying a car for different purposes is different. If the car is for personal use, the loan amount shall not exceed 80% of the price of the car purchased; The car is a commercial vehicle, and the loan amount will not exceed 70% of the purchase price. Among them, the commercial vehicle loan amount shall not exceed 60% of the purchase price.
The above is an introduction on how to handle automobile mortgage in CCB and automobile mortgage process in CCB. I hope it helps you.