Description:

1. Credit information is one of the important indicators for banks and financial institutions to evaluate the credit status of borrowers.

2. Past repayment records have a great influence on credit reporting, and overdue repayment will lead to a decline in credit score.

3. Three days overdue may not have a serious impact immediately, but it will be recorded in the credit report.

4. With the extension of overdue time, the negative impact will be further aggravated, and the credit score may drop significantly.

5. The borrower's low credit score will adversely affect future financial activities such as loan application and credit card application.

Summary:

Three days in loans overdue will have a negative impact on personal credit reporting. It is suggested to make timely repayment, keep repayment records and maintain personal credit status.

Extended data:

Credit investigation is an important tool for financial institutions to evaluate personal credit risk. By collecting and sorting out personal credit information, generate credit reports and calculate credit scores. Credit report contains personal credit records, repayment status, overdue records and other information, which is very important for financial institutions to judge the credit status of lenders. Overdue repayment will leave a record in the credit report, which will have a negative impact on personal credit evaluation and may lead to difficulties in lending, renting and buying a car in the future. Therefore, timely repayment of loans is one of the important measures to maintain personal credit.