1
Lie that loan approval can be implemented quickly.
Steal the buyer's money
Fu is the legal representative of a real estate agency in Jiulongpo District. He lied that the company can help customers quickly implement loan approval, but customers need to deposit the down payment that should have been paid to the seller into their personal accounts first. Accordingly, Fu took the down payment of more than 660,000 yuan from several buyers as his own. On June 5438+ 10 last year, Fu was sentenced to 4 years and 6 months in prison by the Jiulongpo District Court for contract fraud, fined 654.38+10,000 yuan, and ordered to compensate the victim for the corresponding economic losses.
The prosecutor reminded that some unscrupulous real estate practitioners use the information asymmetry of buyers to weave false reasons to defraud money, mainly in the following ways: First, real estate development and sales personnel use the hidden rule of "selling houses and controlling houses" to encroach on the "transfer fee" of buyers, and they use the developer's practice of "covering up the market" and reserving good houses in good lots to "resell" the houses declared to have been sold to buyers to defraud the "transfer fee"; Second, the real estate agent used the agency business as a cover to defraud the purchase price. Illegal real estate agents take advantage of the trust of buyers and sellers in the intermediary agencies and their unfamiliarity with the relevant purchase policies and intermediary processes to defraud the purchase money during the signing and performance of the contract. To this end, when buying a house, the public should follow the formal process of buying and selling houses, do not try to save trouble and be greedy and cheap, and do not trust the intermediary easily, and pay attention to multi-party verification.
2
Forged real estate license "impersonation"
Fraudulent payment for goods
Chen Mou of Qijiang forged a work permit with others, pretending to be a salesperson of the real estate sales office many times, and induced others to buy the house with preferential terms, and * * * defrauded nearly 320,000 yuan for the house purchase. Later, Chen Mou was sentenced to 7 years' imprisonment by Qijiang Court for fraud, fined 654.38 million yuan, and ordered Chen Mou to compensate the victims for the corresponding economic losses.
The prosecutor reminded: "Impersonation" mainly has the following ways: First, pretending to be the owner of a house, criminals use the fact that they live in or are familiar with a house to fabricate the fact that they own the house and defraud the purchase price; Second, pretending to be a trustee to sell a house at a low price to defraud the purchase price, taking advantage of the victim's greed for cheap, using the trustee to sell a house at a low price as a bait, and weaving the reasons that the client is in urgent need of money to defraud the purchase price; The third is to pretend to be real estate agents, sellers and other internal employees to attract buyers at low prices and take the opportunity to defraud money. To this end, property buyers should carefully examine whether the ownership of the house and the identity of the seller are true before they start.
three
Fictitious preemption index or property right
"Step by step trap" to cheat money
Criminals make use of preferential purchase information such as affordable housing and resettlement houses to fabricate preferential purchase indicators or have preferential housing property rights, and then use sales indicators and low-priced housing as bait to attract buyers to defraud money.
Prosecutors reminded: affordable housing, resettlement housing and other preferential policies to buy housing prices are often lower than commercial housing, which is very attractive to some buyers. To buy this kind of house, we should understand the ownership relationship of the house and pay attention to whether the house is occupied, not just the price.
four
Use real estate
"One room sells more" to defraud the house.
The criminals took advantage of the psychology of some victims who were greedy for cheap, and sold their own houses or index houses, and bought houses in groups, so as to realize more sales in one room. Cheat people who are eager to buy a house.
The prosecutor reminded that before buying a house, the buyer should sign a house sales contract with the seller, stipulate the rights and obligations of both parties, and go to the notary office for notarization if necessary; Secondly, when inquiring about the ownership of the house, we should also check whether the registration in the house mortgage is cancelled; Third, the buyer can ask for a large sum of money after the transfer. At the same time, the Fifth Branch of Chongqing Procuratorate has also suggested to the relevant departments to improve the housing ownership inquiry system to facilitate people to inquire when buying or renting houses, strengthen the management of intermediary agencies engaged in housing sales and leasing, and strictly examine the authenticity of information release.
five
Kick off the bridge after transfer
Fraudulent bank mortgage loan
Cai Mou of Nan 'an District contacted Duan Mou, the buyer, through a housing agency to buy a set of his house, and agreed to pay 220,000 yuan in advance, and the remaining 5 1 10,000 yuan was repaid through a bank loan after the transfer. After handling the transfer formalities of house property right, Cai immediately took the house property right certificate and borrowed 530,000 yuan from the bank, but transferred 20,000 yuan to Duan and fled. In April this year, Nan 'an District Court sentenced Cai to three years and six months' imprisonment for contract fraud, fined him 50,000 yuan, and ordered him to compensate the victims for various losses of 490,000 yuan.
The prosecutor reminded that the criminals signed a house sale contract with the house seller, and after paying the down payment, induced the seller to handle the property transfer procedures; Then use the transferred property right to mortgage the bank loan to escape and refuse to repay the remaining house arrears. Therefore, when selling a house, the seller should pay more attention to confirm whether the various processes of house transaction are complete and legal.
(The above answers were published on 2017-05-11. Please refer to the actual situation for the current relevant procurement policies. )
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