Rent.

1. More flexibility. When renting, it is relatively easy to change houses due to changes in needs or income. If you travel frequently, renting may be a better option. And having lived in different places can also help you choose an area that suits you better and then buy a house.

2. Don’t worry about repairs and maintenance. When you rent a house, repairs and maintenance are the responsibility of the owner, but once you own a house, repairs and maintenance are your own responsibility. Usually older homes cost more on this item. As a homeowner, you need to set aside some funds for unexpected repairs and routine maintenance.

3. Low expenditure. The rent for the same house may be lower than the monthly payment, and the one-time and regular expenses incurred by renting are lower. Tenants usually need to pay two weeks' rent in advance and two weeks' deposit. The only thing a tenant might lose is their security deposit and rent paid over a period of time.

4. Investment diversity. If you choose to rent a house, you can transfer the deposit used for house purchase to other investment purposes, and choose other products that are more suitable, such as low risk and quick returns.