Now we are heavily in debt. I owe this and that, what should I do now that the epidemic is serious?

The current epidemic has indeed caused many people to face the pressure of borrowing money. Now they dare not go out, let alone make money, so they are in a debt situation and encounter another problem. What should we do in this current situation?

In fact, who has not experienced debt? Three years ago, I chose to start a business for the first time in my life. I persisted for almost a year and ended in failure. I was in debt of more than 300,000 yuan. Since last year, I chose to work in my workplace from 9 to 5 every day.

After being introduced by a friend, I started a side job in my spare time. , the monthly income can be about 30,000 yuan. Some people will say, if your side job can earn 30,000 yuan a month, why do you still go to work? You don’t understand this. I work in a company, and the company provides me with social security, five insurances and one housing fund. At least I still have a guarantee when I get old. People can’t always look at what’s in front of them. Do you have to suffer more when you are young? Disadvantages,

In fact, debt is not terrible. What is terrible is that you dare not get up again after tripping. Facing debt, we must face it bravely and try every means to make money. At that time, I started When I was working on my side job, I only had one idea, that is, no matter what I do, as long as it is not illegal and can make me money, I will do it. To say anything else is nonsense. Making money is the last word!

Don’t be discouraged, dare to work hard, increase your income, and at the same time reduce your unnecessary expenses and pay off your debts as soon as possible. Remember not to let down anyone who has helped you, and don't break your trust. Now social credit is the first priority.

Let me tell you a real example

A former colleague of mine is also a good friend. He also has a lot of debt and spends money lavishly. He has not been looking for a job since he resigned. Once you start Didi, you can earn more than 10,000 yuan a month. This is slightly higher than the previous 4.5 thousand. He also paid back the money he owed little by little, but he couldn't help but spend a lot of money. It's never been paid off. Now he took out a loan to buy a Corolla and runs Didi, and he needs to borrow about 34,000 yuan a month. I believe that with hard work, things will get better and better.

Let me tell you, my credit card has been maxed out. It’s not that I spent too much money, but that I spent too much on daily necessities and earned too little. It’s because I don’t have the ability and can’t make too much money, but I understand now that earning a dead salary of 3,000 to 5,000 is not as good as challenging a high salary or starting my own business. Earning 5,000 a month is just 5,000 if you close your eyes. Why are so many employees starting second jobs now because they don’t make enough money?

You have to have a plan to do something. When you earn 10,000, you want to earn 20,000. When you earn 20,000, you want to earn 50,000 a month. Desire is endless, the hardest step is the first step! Come on