Structured financing refers to the off-balance-sheet financing in which an enterprise uses a special purpose entity or a special purpose vehicle (SpesorSPV) to divest a specific asset with future cash flow.
trait
1. Provide customers with medium and long-term funding sources.
2. Improve customer asset turnover.
3. Reduce the customer's asset-liability ratio
4. Achieve credit enhancement, reduce financing costs and enrich investors' investment varieties.
interest rate
Taking the product yield (or Shibor) of the money market in the same period as the benchmark interest rate, and on this basis, comprehensively considering the issuer's credit spread, liquidity spread and other risk-return factor spreads, the final pricing of the financing bonds in this period is obtained.