1. mortgage interest rate Suzhou latest news:
Recently, Suzhou mortgage interest rate was lowered again, and local financial institutions such as Industrial and Commercial Bank of China, Agricultural Bank of China and Bank of China adjusted the original mortgage interest rate of the first home from 4.65% to 4.6%. However, the interest rate of LPR (loan market quotation rate) over five years is flat, and the two sets of outstanding interest rates remain above 5.2%.
2. The latest news of mortgage interest rate in Shanghai:
Recently, the mortgage interest rates of many banks in Shanghai have been lowered. The mortgage interest rate of some banks dropped from 5% to 4.95%, and the mortgage interest rate of second homes dropped from 5.7% to 5.65%.
3. The latest news of mortgage interest rate in Guangzhou:
In March, the mortgage interest rate in Guangzhou was generally lowered by 20-30 basis points. Up to now, the first home loan interest rate is 5.4%, the second home loan interest rate is 5.6%, the first home loan interest rate of some commercial banks is as low as 5.2%-5.3%, and the second home loan interest rate is 5.4%-5.5%.
4. The latest news of mortgage interest rate in Nanjing:
On March 22nd, the mortgage interest rate of first-home and second-hand houses in some banks in Nanjing dropped to 5.4%.
5. The latest news of mortgage interest rate Hubei:
Recently, some banks in Shiyan and Xiangyang, Hubei Province lowered the mortgage interest rate by 40BP to 45BP. At present, the interest rate of the first home mortgage has dropped below 5.3%.
6. The latest news of mortgage interest rate in Shandong:
Recently, Yantai, Linyi, Tai 'an and other places in Shandong lowered the interest rate of the first home mortgage to about 5%, and adjusted the interest rate of the second home mortgage to about 5.3%.
7. The latest news of mortgage interest rate in Guangxi:
Recently, Guangxi held a meeting on the self-discipline mechanism of market interest rate pricing, and agreed that some cities such as Nanning, Beihai and Fangchenggang would reduce the down payment ratio of mortgage loans, among which the minimum down payment ratio for the second suite in Nanning was adjusted from 40% to 30%, and the minimum down payment ratio for the first suite in Beihai and Fangchenggang was adjusted from 25% to 20%.
List of major banks with mortgage interest rates
1, China Construction Bank
The first interest rate is 5.9%(LPR+ 125BP) and the second interest rate is 6.35%(LPR+ 170BP).
2. Industrial and Commercial Bank of China
The first interest rate is 5.9%(LPR+ 125BP), and the second interest rate is 6. 1%(LPR+ 145BP).
3. Agricultural Bank of China
The first interest rate is 5.8%(LPR+ 1 15BP), and the second interest rate is 5.95‰(LPR+ 130BP).
4. Bank of China
The first interest rate is 6.35%(LPR+ 170BP) and the second interest rate is 6.5%(LPR+ 150BP).
At present, the major banks in China are Bank of China, Industrial and Commercial Bank of China, China Construction Bank, Agricultural Bank, Bank of Communications and Postal Savings Bank. These relatively large bank loan interest rates are based on the benchmark interest rate of the central bank.
The interest rate for more than one year (including one year) is 4.35%; The interest rate for one year to five years (including five years) is 4.75%; For more than five years, the interest rate is 4.9%; The loan interest rate for using the provident fund for less than five years (including five years) is 2.75%, and the loan interest rate for more than five years is 3.25%.