Yes, because it doesn't matter, and the house that has already been loaned can also be loaned. The applicant only needs to apply for comprehensive credit from the bank in the form of high mortgage. After successful examination and approval, the applicant can recover the loan funds for many times, up to 30 years, on the premise of not exceeding the validity period and available amount of credit. Generally speaking, loans can still be made if the mortgage is not paid off.

Who are easy to be refused loans by banks?

1, people engaged in high-risk jobs: Generally speaking, people engaged in high-risk jobs are easy to get high salaries, such as miners, construction workers, aerial workers, firefighters and flight attendants. But even so, people who are engaged in high-risk jobs can easily be refused loans by banks when applying for mortgages. After all, once such people have a safety accident, it means that they can't repay their loans.

2. People who are too old: Banks have requirements on the age of borrowers. If a borrower aged 50-65 applies for a loan, it may be rejected, because it is prone to physical problems at this age and the risks borne by the bank are relatively large.

3. People with poor credit information: Personal credit information is an important basis for banks to review loans. If the borrower's recent credit inquiry is overdue, for example, more than three times in half a year, more than six times in a year, or three months in the last two years, it may be rejected.

4. People with heavy debts: When banks approve loans, they will look at the borrower's assets and liabilities. Although some property buyers have a stable high income and there is not much risk in their work, they are burdened with huge debts behind them. For such people, banks often refuse loans directly.