Whether the product can be loaned depends mainly on the borrower's personal credit, income and repayment ability.

1. Personal credit: If the borrower's personal credit is good and there is no bad credit record, it will be relatively easy to apply for a loan from Taian City Commercial Bank.

2. Income: If the borrower has a stable job and income source, it will be easier to apply for a loan from Taian City Commercial Bank.

3. Repayment ability: If the borrower has sufficient repayment ability, including real estate, vehicles and other assets or other guarantors, it will be relatively easy to apply for a loan from Tai 'an City Commercial Bank.