I tell you, what you are talking about is not the insurance premium, but the loan evaluation fee, which is charged, usually one thousandth of the total loan amount. Of course, the bank will return it to the intermediary company. If you ask someone for a loan directly, you may save this fee, provident fund loan; Loan appraisal fee: loan appraisal price *. 3‰ (300 yuan with house price below 654.38+10,000) Guarantee fee: loan amount * 0. 1% * 5 Loan amount * 0. 08% * (loan term -5) Mortgage fee: 120 yuan with the house price within 50,000 yuan (including 50,000 yuan). 5- 10 (including 65438+ ten thousand yuan) 150 yuan, and 65438+ ten thousand yuan or more 180 yuan. Notarial fee: 80 yuan loan fee 200 yuan.

Commercial loan: mortgage fee: 80 yuan. Appraisal fee: *. 3% of the appraised loan price (65,438+10,000 yuan below 300 yuan) comes from the Internet for reference only.