You don't need an ID card to borrow money. There are hairtail, Ma Yun wallet, Wan Jinhua and so on. Hairtail is a new popular mobile phone recycling category. At present, it is in the water release period, and it is purely mechanical inspection. It doesn't need to upload ID photos, but can apply online as long as its real-name mobile phone number is authenticated.
Disadvantages of borrowing without ID card
However, it should be noted that if the loan platform does not require customers to provide ID cards, the application threshold is very low, and such platforms are basically established without the approval of the CBRC and do not hold financial licenses. Therefore, even if customers can borrow money easily, there is no security guarantee, and it is easy to meet lenders or cause personal money losses.
What are the online loans without ID cards?
In our life, in fact, we may often encounter a shortage of funds. At this time, when borrowing money from relatives and friends, I always feel that I have to lose face. We can choose to apply for loans online, but in the process of applying for online loans, we also need to meet many requirements. If we don't meet these requirements, we may be rejected. The simplest online lending platform can also be recognized by everyone. What kind of online loan does not require an ID card? Let's have a look. What online lending platforms do not require ID cards?
Wechat flash silver
Wechat Flash Silver is also a loan APP that doesn't look at credit information. Mainly for students two years before graduation and professionals five years after graduation. It has small amount, low rate and short term. Generally, credit can be granted in three minutes after application, and the loan speed is very fast.
Lending treasure
Although the borrower can define the loan amount by himself, Lending Bao will set a maximum loan amount as a limit. Maximum loanable amount = (number of friends x2000)- net loan, which can not exceed 654.38+00,000. Although the quota will make everyone hard to prevent, it is also a loan APP that does not look at credit information.
WeLab
My loan is the fastest micro-mobile loan product for college students and white-collar workers in China. Providing a line of1.500-20,000 is also a leader in loan apps that do not look at credit information.
Qq cash loan
Small cash loan business with loan amount 1-3000 RMB and loan term 1-30 days. It mainly serves the group of mobile QQ borrowers, and has the characteristics of convenient and flexible loan repayment method, real-time approval and quick receipt.
There are many online lending platforms that don't need an ID card. Although some online lending platforms do not need an ID card during the application process, they do not look at personal credit reports. However, I suggest that you should return it according to a fixed period after applying, otherwise it will also lead to the corresponding impact on credit in the later period. I also hope that everyone will pay special attention to this.
It is best to remind everyone that online lending should be cautious.
Online loan without ID card
Online loans without ID cards are:
I. Borrowing flowers, a loan product of Ctrip Finance, with a credit line of 500,000-200,000, a loan term of 1- 12 months and a monthly interest rate of 0.6%-3%. 2. Anyihua, a product of immediate consumer finance, has a credit line of 1 0,000-200,000, a loan term of 1-0/2 months, the lowest daily interest rate of 0.048%, and the fastest loan within1minute. Third, lending it to you has the characteristics of simple information and quick approval. The credit line of the loan is between 1, 000-50,000, and the loan term is 1-3 months. Applicants should be between 22 and 55 years old, have used mobile phones in the real-name registration system for more than 6 months, and have a good personal credit record. 4. Doudou Money: The credit line of the loan is between 30 million and 50,000 yuan, the loan period is 3-24 months, and the loan interest rate is between 13%-36%. Just upload the information on the client.
Id card:
China People's Identity Card China People's Identity Card generally refers to this entry. The China People's Identity Card is a document used to prove your citizenship in People's Republic of China (PRC). Write "ID card" before 1984. 1On April 6th, 984, the State Council issued the Regulations on the Trial Implementation of Resident Identity Cards of the People's Republic of China, and began to issue the first generation of resident identity cards. On June 28th, 2003, the Third Session of the 10th the NPC Standing Committee passed the Law of the People's Republic of China on Resident Identity Cards, which was promulgated by Presidential Decree No.4 on June 28th, 2003. On March 29th, 2004, Chinese mainland officially began to renew the second-generation resident ID card with built-in contactless IC card smart chip. The surface of the second-generation ID card adopts anti-counterfeiting film and printing anti-counterfeiting technology, and personal color photos can be used to read the information in the digital chip by machine. 2065438+February 7, 2008.
Beijing police report:
On 20 18, self-service of resident ID cards and WeChat application for residence permit for floating population will be launched in due course. The central bank announced that from 2065438+April 9, 2008, some cities and regions will carry out pilot work to verify invalid resident ID card information and non-resident ID card information. From April 20 1 year 18, the fees for applying for the first resident identity card will be stopped.
Can I borrow money online without an ID card?
You can't.
Application conditions:
1. China citizens with full civil capacity who have a fixed residence in China, or a fixed residence (or valid residence certificate) in a local town, or a fixed business place;
2. Have a legitimate occupation and stable economic income, and have the ability to repay the principal and interest of the loan on schedule;
3. No bad credit record;
4. Loans cannot be used for stock trading, house purchase, gambling and other behaviors;
5. Other banking conditions stipulated by the lender.
Bank application information:
1. Provide personal identification, which can be ID card, residence permit, household registration book, marriage certificate and other materials; Temporary residence permit shall be provided in different places;
2. Provide stable proof of address, house lease contract, water and electricity bills, property management and other relevant certificates;
3. Provide stable proof of income source, bank flow sheet and labor contract.
202 1 Is there a loan platform without an ID card? Look at these!
Many people don't want to leave a record when applying for a loan. For example, a user asked 202 1 if there is a loan platform with an ID card? Let's talk about this problem briefly, and I hope everyone will find it helpful after reading it. If you are interested in the products introduced, you can also apply.
202 1 Is there a loan platform without an ID card?
The ID card is the only voucher for each user and the most basic information for applying for a loan, so it is indispensable (some accounts can be replaced). Generally speaking, after providing your ID card, bank card and mobile phone number, you can apply by filling in the information according to the page prompts on the APP, such as the following products.
1. Borrowing: a loan product of Ctrip Finance, with a credit line of 500,000-200,000, a loan term of 1- 12 months and a monthly interest rate.
2. Easy consumption: immediately consume financial products, with a credit line of 1 0,000-200,000, a loan term of 1- 12 months, and a minimum daily interest rate of 1 minute.
3. Lend it to you: it has the characteristics of simple information and quick approval. The credit line of the loan is between 1, 000-50,000, and the loan term is 1-3 months. Applicants should be between 22 and 55 years old, have used mobile phones in the real-name registration system for more than 6 months, and have a good personal credit record.
4. Bean money: the credit line of the loan is between 30 million yuan and 50,000 yuan, the loan period is 3-24 months, and the loan interest rate is between13% and 36%. Just upload the information on the client.
The above is about "202 1 Is there a loan platform without an ID card?" Generally speaking, you need an ID card.
Can I get a loan without an ID card? There is no such thing.
Everyone knows that the process of applying for a loan is not simple. Lenders need to submit a lot of loan information, and the waiting time is not very short. Moreover, some important loan confirmation signatures need to be signed in person, and a little carelessness will lead to loan rejection. Well, in that case, the answer to whether you can get a loan without an ID card seems obvious. In order to explain accurately, let's first look at what materials are needed to apply for a loan.
1. Original and photocopy of valid identity documents;
2. Local permanent residence or valid residence identity certificate;
3. Proof of loan repayment ability such as income certificate and borrower's tax bill issued by the borrower's unit;
4. The borrower's pledge right, the list of collateral and ownership certificate required to obtain the pledged mortgage amount, the written documents of the owner and the real estate agreeing to pledge the mortgage, and the written documents of the guarantor agreeing to provide the guarantee required to obtain the guarantee amount;
5. Collateral appraisal report issued by the appraisal department recognized by the bank, and other documents and materials stipulated by the bank.
Summary: As there are specific information such as personal ID number, personal ID photo and detailed address on the ID card, it can be seen that the ID card is the most basic voucher presented by the borrower. In the loan application, you need to provide the original and photocopy of your ID card to prove your identity, so can you get a loan without an ID card? number
Related expansion: Banks can also apply for ID cards. The conditions and procedures are here.
With the ID APP, you can easily click on the next payment.
Can banks use ID cards for loans? The platform for approving ID card loans is here.
So much for the introduction of whether you can get a loan without an ID card. In addition, find some money (micro-signal:) is a WeChat official account that mainly pushes 1 0,000 yuan. Just pay attention to this official WeChat account and fill in the user's personal basic information to apply, which is simple and convenient. Moreover, there are more than 50 loan platforms that can be approved by WeChat Online. No matter which one you apply for, it is a very good choice. Interested parties can pay attention to it.
Let's not talk about the introduction of loans without ID cards.