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What if the business fails and the bank loan is not paid?
Legal analysis: 1. If one party fails to perform the judgment obligation of an effective civil judgment, the other party may apply to the people's court for compulsory execution.

2. With regard to civil judgments, the state has stipulated a series of enforcement measures through the Civil Procedure Law, in order to put the judgments in place to the maximum extent, including the requirement of reporting the property, seizing, freezing, transferring and changing the price of the property of the person subjected to execution according to different circumstances, seizing and withdrawing his income, sealing up, seizing, freezing, auctioning and selling off the property that the person subjected to execution should perform his obligations, paying double the interest on the debt during the delayed performance, and restricting him from leaving the country.

Legal basis: Article 3 of the Regulations of the Supreme People's Court on Restricting the High Consumption and Related Consumption of the Executed Person states that if the executed person is a natural person, he shall not engage in the following high consumption and consumption behaviors that are not necessary for life and work after taking the consumption restriction measures: (1) When taking the means of transportation, choose the cabin above the second class of the plane, train or ship; (two) high consumption in hotels, hotels, nightclubs, golf courses and other places above the star level; (three) the purchase of real estate or new construction, expansion, high-grade decoration of housing; (four) leasing high-grade office buildings, hotels, apartments and other places to work; (5) Purchasing non-essential vehicles; (6) tourism and vacation; (seven) children attending private schools with high fees; (8) Paying high premiums to purchase insurance wealth management products; (9) Non-essential consumption behaviors such as taking all seats of G-prefix EMU trains and first-class and above seats of other EMU trains.