Iman Loan is a personal credit loan product owned by Qianhuahua. It cooperates with seven domestic banks, including Bank of China, Industrial and Commercial Bank of China, Agricultural Bank, China Construction Bank, Bank of Communications, China Merchants Bank and China CITIC Bank. Iman loan only needs to fill in the identity information, and the loan amount can be obtained after submitting the materials, up to 200,000 yuan. The quota can be recovered, and the corresponding quota can be restored after each loan is paid off. There is no penalty for prepayment, and the installment method can be flexibly selected, with a maximum of 24 installments.
All-Easy Loan supports prepayment. When repaying in advance, the system will automatically calculate your loan interest as of today, that is, according to the actual loan days. In case of partial repayment, the principal will be deducted from the overpaid part, and then the interest will be calculated according to the remaining principal. There is no prepayment fee for prepayment. In response to national regulatory requirements, the platform of rich flowers was brought into national supervision. It is a formal consumer credit product, with transparent interest rate and no pre-loan fee, and the amount borrowed is as much as the account. When users use the money-spent products, their personal information will be encrypted, and the next paragraph will be verified many times, which really guarantees the safety of users' loans.
Is the all-easy loan formal?
Iman loan is formal. Iman Loan is a product of Qianhua Platform, a credit service platform under Xiaoman Finance (formerly Baidu Finance). Relying on Baidu's strong technical strength and scene advantages, the platform has been operating stably for several years. At present, it has cooperated with more than 60 banks, serving tens of millions of users and lending hundreds of billions of users. In 20 19, Youhuahua won the Best Financial Technology Company Award in Hsi Chin, and in the same year, it was ranked in the pioneer list of smart consumer finance in China. The platform is powerful and trustworthy. All-easy loans are mainly for personal loans aged 20-55. Note that students do not support it, with a maximum of 200,000.
Iman loan has three repayment methods, the longest loan time is 12 months, and the loan time is less than 2 hours to the bank card. The lowest interest rate is 2 yuan dollars per 10,000 days, and the specific interest rate is evaluated by the system according to everyone's information.