Answer: A, B, C, D, E

If the bank finds during the post-loan inspection that the mortgage provided by the borrower or the pledged rights of the pledge have not been implemented, or the guarantee The value of the goods decreases due to fluctuations in market prices or unsalable market conditions. As a result, the excess pledge amount is insufficient, or the guarantor's qualifications or abilities undergo adverse changes. The borrower can be required to implement mortgage rights or add additional collateral. In addition, if the borrower's financial situation deteriorates or the loan is extended, the loan risk increases. Or add new loans, banks will also require borrowers to add collateral to ensure the safety of loan funds.