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Can I pay by installment with a copy of my ID card?
1. Can I pay by installment with a copy of my ID card?

Copy of ID card cannot be paid in installments.

Information to be provided by installment borrowers:

1. Husband and wife's ID card, household registration book/temporary residence permit and foreigner's household registration book;

Two copies of marriage certificate/divorce certificate or judgment/single certificate;

3. Proof of income (in the format stipulated by the bank);

4. The battalion of the unit is stamped with the official seal);

5. Credit certificate: including education certificate and deposit certificate, etc.

6. If the borrower is an enterprise legal person, it must also provide the annual business license, tax registration certificate, organization code certificate and enterprise.

Second, can electronic identity be staged?

So far, major banks do not support the use of electronic identity for banking business. Now you need to use the original second-generation ID card of the agent to handle business in the bank, but other types of documents are not supported for the time being. At present, electronic identity is not very popular, that is, some hotels support electronic identity for check-in purposes.

Third, if you have any app ID card, you can borrow money and pay in installments.

Hello, there are quite a few softwares to borrow money by installments. I suggest you choose software with low interest. "Qianhua" APP is a Baidu credit service product with simple application steps. You can apply directly online without mortgage. The application materials are simple, and repayment can be made in installments, with a maximum of 36 installments (three years). The interest rate is determined by the system according to the comprehensive situation of users, and the lowest interest rate is 0.0 1%, which is subject to the display on the App homepage after the quota application is successful.

This answer is provided by Fuguihua, hoping to help you. As a credit brand of Xiaoman Finance (formerly Baidu Finance), Youyouhua provides users with convenient, fast and safe Internet credit services. Click on the bottom of the phone to measure the amount immediately, and the maximum loan amount is 200,000.

4. Which formal loan platforms can use ID cards?

The official security platform with low loan interest: 1, 360 borrows money, and 360 Finance's pure credit mobile phone loan. In recent years, 360 began to set foot in the financial industry. The feature of this small loan APP is that the next paragraph is very fast. If you need money badly, you are right to choose this product. However, the interest rate is high, so you should calculate the cost before applying. 2. Zhaolian Good Term Loan Zhaolian Good Term Loan is a loan platform under Zhaolian Finance. The amount is less than 200,000 yuan. You don't need to provide mortgage and guarantee. You can apply for sesame seeds. Zhaolian Good Term Loan has the dual background of China Unicom and China Merchants Bank, and its reliability is still very high. In the past, I also needed business turnover. I used several products. The first time I applied for a small fund (formerly Baidu Finance), it was just 10W (the maximum platform support was 20W), and the interest rate was very low (the minimum annualized rate was 7.2%), which was still relatively low. All of them are put forward and divided into 12 periods. Baidu Finance is a regular licensed consumer finance company, and the application process and the whole process of receipt do not require any fees. Xiaoman-Money spent (second batch) Click online measurement.

Pay special attention to the amount spent: 1. After the money is spent, you should withdraw it as soon as possible, because it may become invalid after a long time. 2. At present, it is best to withdraw cash in full, because I read other people's posts that if the withdrawal is too small, the system risk control may mistakenly think that you need it (or re-judge that you are not a quality customer), resulting in rejection during the withdrawal process, and at least 60% is safer. After the third installment payment, you can choose to settle in advance, so as long as you need to pay interest, we don't have to spend any money. Let's make sure to mention it first. My second application was 360 IOUs. After all, they are all big platforms, so I applied first. The amount is 5.5W, and the interest is almost the same as the money spent. 360 IOUs for the maximum loan of 200,000 yuan! Click online measurement

There is another trick to applying for 360. After simply filling in the information at the beginning, the amount is only a basic amount, such as 5000, 1W5, etc. If you think the amount is not enough, you can apply for a privileged loan directly without withdrawing cash. This is a lot of money. As long as you have the basic quota, the privileged loan will definitely pass and the quota will be greatly increased. The privileged loan supports 24 installments. My basic quota is 9000 yuan, which is 5.5W after upgrading the privileged loan. 3. JD.COM Gold Bar, a product with the same name as Jiebai, is a cash lending service customized by Jingdong Finance for its users, but not everyone has it. Only after passing the system evaluation can they apply. If they are not eligible to apply, the page will display "unable to provide services for you". Suning is willing to lend a loan product owned by Suning. The use scenarios are very extensive, such as shopping, tourism, education and so on. There are two repayment methods: active repayment and automatic withholding. It is worth noting that Suning is willing to lend without APP products. Remember not to find the wrong product!