With the continuous development of the Internet, more and more people start to open stores online, which can save a lot of trouble. The same business will definitely need liquidity, so how can online stores apply for loans? There are many loan products for e-commerce business owners. Today, let's take a look.

First, the online shop loan application conditions

Generally speaking, merchants on various e-commerce trading platforms such as Taobao, Tmall, Amazon and Yi Bei can apply for corresponding products. This kind of credit loan can be used to support their daily operations, and it has the characteristics of pure credit, fast lending, three-year credit and repayment with the loan.

Application conditions:

1. The applicant's business must be Taobao No.3 diamond or above or operate on the mainstream e-commerce platform 1 year or above;

2. In recent 1 month, the average monthly sales flow was above 654.38+10,000;

3. No more than 3 financial institutions apply for loans;

4. The applicant has a good credit record.

You can learn about related products according to the above basic application thresholds. Online shop loans mostly require business flow and credit.

Second, how to borrow money from Taobao shop?

1. Click "Seller Center" and click "Taobao Loan". Or after you log in to the seller center, you can also click on the "loan amount" below to successfully enter the Taobao loan page.

2. One is order loan and the other is credit loan. You can choose freely according to your needs.

3. Open Alipay, log in to your Alipay account, and click "Account Settings"-Upgrade to upgrade Alipay authentication information.

4. After submission, Alipay will tell you the audit result in two days.

In short, after applying for a loan from the owner of Taobao, you can click "Loan Management" to view your loan records, repayment records and other related information in real time.