Almost! If you meet the loan conditions, you can do it yourself.

Our company only has 2% expenses!

Second, what is the charging standard of the second-hand housing loan guarantee company?

You have to charge a guarantee fee of 65438+ 0%~3% of your loan amount, which has a great relationship with your own credit and repayment ability. If you have a high income and other real estate or mortgaged property such as cars, bank deposits, stocks and funds, then you can only promise 1%~2%. If you can find a third party (a powerful individual or enterprise) to counter-guarantee for you, you can only promise1%~ 2%; Other expenses, such as evaluation fees and file retrieval fees, are the expenses that the guarantee company needs to pay to investigate your credit information, and cannot be counted on your head. You just need to pay the mortgage fee and handling fee yourself.

3. How to stipulate the guarantee fee and evaluation fee for buying a second-hand house in Suzhou and handling the loan through an intermediary?

The agency fee is generally 2%-4% of the house price and 1.5%-3% of the house price. The appraisal fee is charged within the standards of the Measures for the Administration of Assets Appraisal Fees, and the specific charging standards of appraisal companies are not uniform:

2065438+June 2004, the National Development and Reform Commission and the Ministry of Housing and Urban-Rural Development jointly issued the "Notice on Liberalizing Real Estate Consulting Fees and Decentralizing the Management of Real Estate Agents' Fees", liberalizing houses in various places, canceling the restrictions on multi-site commission fees and implementing market pricing. In other words, the price is determined by the commission.

Four, Suzhou through intermediary loans to buy second-hand housing guarantee fees and evaluation fees?

The agency fee is generally 2%-4% of the house price, and the guarantee fee is generally 1.5%-3% of the loan amount. The appraisal fee is charged within the standard of "Measures for the Administration of Assets Appraisal Fees", and the specific charging standards of appraisal companies are not uniform: in June, 2065, from April 38 to 2004, the National Development and Reform Commission and the Ministry of Housing and Urban-Rural Development jointly issued the Notice on Liberating Real Estate Consulting Fees and Decentralizing the Management of Real Estate Brokers' Fees.

In other words, the price is freely fixed by the entrusting party through consultation with the institution.