Question 1: What do you mean by borrowing? Will a listed company borrow money from other companies have any adverse effects on itself? What subject should I attach to the loan? It seems that business license management requirements:

Go to the bank to open a certificate regularly every year.

Prove that there is more money in your company account than registered capital.

Otherwise, the license will be revoked.

After this time, it doesn't matter how much money you have in your company account.

Of course, a good company has enough money, but a bad company is unknown.

Such a poor company borrowed enough money to put it in the company account for a period of time when verifying capital.

This money is called borrowing.

The impact of listed companies' borrowing can be imagined.

Question 2: What does loan split mean? What do you mean, two separate? That is, if you have a 2 million house and can get a mortgage loan of 1.5 million in the bank, then the mortgage loan will be more than 400,000 at most.

Question 3: What does the bid opening mean? It takes a long time for the actual borrower to borrow 20 points, but if the website issues bids according to the actual borrowing time, many investors think that the bidding time is too long, so they split it into several short-term targets. For example, if the borrower borrows for 24 months, the website will issue a monthly loan target of 1 month, and the loan amount is the same as the borrower's actual loan amount, and the new loan will be used to repay the loan last month every month until the actual borrower repays. For the new platform, the small platform is very risky. If there are any special events, such as the fluctuation of the whole industry, or everyone is short of money at the end of the year, it may cause dissatisfaction with the website's bidding in that month, and the website's own funds will not be linked, which will lead to the exercise of the capital chain, which will lead to stampede, capital flight and complete collapse of the capital chain.

Question 4: What is a split loan? Split loan means that it is very tiring to loan together with provident fund and mortgage.

Question 5: Is there a difference between a loan and a cash payment? A: Loans refer to funds borrowed by enterprises from banks, other financial institutions and other units or individuals. Current account is a record of creditor's rights and debts formed by enterprises in the process of production and operation due to the supply and marketing of products, the provision or acceptance of labor services and other reasons. Sometimes mobile payment is actually a loan, but there are other reasons for mobile payment. Under normal circumstances, in addition to borrowing from banks or other financial institutions, borrowing from other units is also considered as "borrowing", and the following conditions need to be met: (1) signing a loan agreement; (2) The agreed interest rate is in compliance with relevant laws and regulations. At the same time, enterprises need to pay enterprise income tax on interest income according to law. If the capital transactions between enterprises or between enterprises and individuals are only short-term loans without paying interest, they are generally included in other receivables or other payables as current payments.

Question 6: What's the difference between capital borrowing and capital borrowing? Capital lending is a credit activity in which banks or other financial institutions exchange positions with each other in the course of operation, and it is a short-term temporary swap lending business.

Capital lending is what we refer to as daily lending relationship.

Question 7: What does the bid opening mean? What's the harm to the actual borrower? It takes a long time to borrow money, but if the website issues bids according to the actual borrowing time, many investors think that the investment time is too long, so they split it into several short-term targets. For example, if the borrower borrows for 24 months, the website will issue a monthly loan target of 1 month, and the loan amount is the same as the borrower's actual loan amount, and the new loan will be used to repay the loan last month every month until the actual borrower repays. For the new platform, the small platform is very risky. If there are any special events, such as the fluctuation of the whole industry, or everyone is short of money at the end of the year, it may cause dissatisfaction with the website's bidding in that month, and the website's own funds will not be linked, which will lead to the exercise of the capital chain, which will lead to stampede, capital flight and complete collapse of the capital chain.

Question: What does the P2P platform mean by "breaking the standard"? Breaking the bid is to break the long-term loan target into short-term loans and break the large amount of funds into small amounts, thus causing the mismatch between the term and the amount. Among them, the target is the borrower's loan demand.

Under what circumstances will the P2P platform be dismantled? The general loan amount is above 6,543,800+,even millions or hundreds of millions. Due to the large loan amount, the P2P platform may not be able to make up the bid quickly, so it is financed through bid opening.

For example, the borrower applied for a loan of 6,543,800 yuan with a loan term of 654.38+02 months, so it is difficult for the P2P platform to raise enough funds in a short time after the release of the large long-term loan tender, and this 6,543,800 yuan will be split.

Loan amount 1 10,000 yuan, loan period 12 months, divided into 10 lots, loan period 12 months. This is called "loan quota".

The loan amount is 6,543,800 yuan, and the loan period is 654.38+02 months. If the loan term is 654.38+0 months, 654.38+0 bids of 654.38+0 million yuan will be issued every month, which is called "loan term".

In the actual operation process, there is seldom a simple time limit for demolition, because each bid is 654.38+00,000 yuan, which has not achieved the effect of demolition. Therefore, in this case, the platform usually takes the demolition period at the same time as the demolition amount. The loan amount is 6,543,800 yuan, and the loan period is 654.38+0.2 months. If the amount and term are split at the same time, the amount will be 6.5438+0 million yuan and the term will be 654.38+0 months. The bidding method should be: 10, bidding amount 65438+ once every ten thousand * *, period 1 month, 12, bidding once * *. It can be sent out every time 1 day, or every month 1 month, or a few days, and the P2P platform can control it freely.

I hope it will help you, and I hope it will be adopted ~ ~

Question 9: What is a split loan to find Baidu!