Individual industrial and commercial loans do not need to go to the administrative examination and approval center. Individual industrial and commercial loans need to go to the loan bank to submit a business license loan application, and submit the required information to handle loan-related matters. When handling individual industrial and commercial loans, in addition to the business license, the borrower also needs to provide his identity certificate, marriage certificate, address certificate, etc. At the same time, he must provide the bank with running water for more than half a year. The more complete the information, the more favorable it is to apply for a loan. Self-employed business license loans have strong pertinence and flexible repayment methods. Strong pertinence: tailor-made for individual industrial and commercial households, and meet the capital needs of individual industrial and commercial households in many aspects. Flexible repayment method: the maximum loan balance management is implemented, and different repayment methods can be selected. Application process:

1. The borrower shall fully prepare the above information and submit it to the lending institution.

2. Lending institutions shall review the data and conduct pre-lending investigation on borrowers.

After investigation, both parties signed a loan agreement.

4. After the agreement is signed, the lending institution will issue loans.

5. The borrower repays the loan according to the contract.