If you have successfully applied for an ICBC credit card before, as long as you ensure that the submitted information is true and valid, you can pass the examination within 2 minutes at the earliest.

ICBC financing electronic loan conditions

1, age 18-60 years old;

2. The area meets the application requirements;

The applicant's work unit or habitual residence must be in the location of the loan issuing institution to apply. If the geographical location does not meet the requirements, the application will not be supported.

3. Have a fixed job, a stable source of income or a reliable repayment guarantee;

ICBC Financial E-loan will only be done on the premise of ensuring the safety of funds. If the applicant's qualification is low and the repayment is not guaranteed, he can't apply for a loan.

4. Other conditions stipulated by China Industrial and Commercial Bank.

At the same time, meet other conditions stipulated by ICBC. Only when all conditions are met can you apply.

Extended data:

ICBC applies for e-loan, and there is a white list system for applying for e-loan, that is, only qualified customers can find out the loan amount and apply for a loan.

If you are prompted that you can't handle it for the time being, it is recommended to use ICBC credit cards or handle various financial products and businesses of ICBC, accumulate personal credit, and try to apply again after a while.

From now until June 30, 20 17, ICBC can enjoy a 20% discount on the interest rate of e-loan (personal credit consumption loan), as follows: 1 one-year loan interest rate is 5.22%, and 1 one-year loan interest rate is 5.7%. Please refer to the actual interest rate.

References:

Financing e-Loan-Personal Finance-Industrial and Commercial Bank of China China Website