Before buying an office building, you should correctly estimate your personal strength and leave enough living expenses. Make an adequate budget plan. Include: 1. Accurately estimate personal assets and household disposable income. 2. Choose the appropriate apartment type, price and office space in the construction project. 3. Calculate all taxes and fees when purchasing the office building of the construction building. 4. Carefully consider the property management cost of the office building of Jiangong Building. 5. Carefully estimate the repayment ability. 6. Budget the renovation and maintenance expenses of the office building of the construction building.
The conditions for purchasing office buildings of construction buildings with provident fund loans include: 1. The borrower must have an account in the city where the office building of the construction building is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3. There is a legal contract or agreement to purchase the self-occupied housing of the office building of the construction building, and there is a prescribed proportion of self-raised funds; 4. Mortgage or pledge the assets specified in the Guarantee Law for the purchase of office loans for building houses; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.
The above information is for reference only. I hope I can help you!