1. Book the car first, then go through the loan process, determine the specific preferential policies, and then sign the car purchase contract;

2. Procedures for submitting loans are usually divided into two types. The first kind of important information includes identity certificate, driver's license, marriage certificate, real estate license, income certificate, bank running water (6 months, with bank seal); The second is the high down payment ratio or the fast loan procedures of some brand car companies. This method is relatively simple, usually only one identity document is needed;

3. Waiting for the approval of materials, no matter what kind of loan mode, the qualifications of loan applicants are usually approved, and the approval is usually divided into online or offline;

4. Pay the down payment. After the loan is approved, you have to pay the down payment to the 4S shop first, and then the 4S shop will give you a down payment receipt and hand it over to the bank or financial company to wait for the loan;

5. Loan to buy a car: After paying the down payment, the bank or financial company will lend to the 4S shop or apply for a loan, so that the car can be insured normally on the invoice.

Second, matters needing attention

1. Check whether there is any damage inside and outside the car, and check the odometer mileage, which is generally 8- 10 km;

2. Check the distance between the delivery date of the vehicle and the delivery date of the vehicle. If the time is too long, beware of whether the vehicle is a display car or a refurbished car;

3. Check whether the vehicle procedures are complete, including the purchase invoice, vehicle certificate and vehicle certificate. Generally speaking, the Green Foundation detained it in a lending institution.

Can I get a loan to buy a car with bad credit?

You can't borrow money to buy a car if you have problems with your credit information. Of course, if the credit problem is not big, you can borrow money to buy a car. As long as you provide enough information, you can borrow money to buy a car. These materials include asset certificates, real estate, cars, stocks, funds, bonds, wealth management products, insurance and so on.

Income certificate, salary income, dividend income of shareholders, labor income, etc. It is proved that the lender has sufficient willingness and ability to repay, and the bank will issue loans.

If you want to increase the chances of loan success, the lender can also provide a strong guarantor or a capable repayment partner. You can also reduce the loan amount, so the loan success rate will be much higher. If there is a problem with credit reporting, you can apply for a loan to buy a car at an auto financing company. Auto financing companies do not require high credit records of applicants. Applicants can apply for a loan to buy a car as long as they have a stable job and income and the ability to repay.