In 1996, the bank moved its headquarters to Shanghai, and Shantou became an independent credit branch of the head office to perform its functions. In order to adapt to the bank's commercial interests and the requirements of social and economic development, Delft Bank repositioned itself in 2002 and shifted its business strategic focus to supporting the development of China's small and medium-sized enterprises. At the end of 2002, German Investment and Development GmbH (DEG), a financial institution specializing in equity investments under KfW (KfW), invested US$10 million in Defutai Bank. The current shareholders are Thailand's Charoen Pokphand Group (58) , Mingtai Group (21), Deutsche Investment & Development GmbH (14) and Kasikornbank (7). In 2006, Delft Bank obtained a loan agreement of US$32.5 million and 2.5 million euros from the Asian Development Bank, increasing the funding sources of Delft Bank. In addition, shareholders also increased the registered capital, from the original 70 million US dollars to 80 million US dollars (600 million yuan), reaching the China Banking Regulatory Commission's access threshold for wholly foreign-owned banks to apply for RMB business licenses for Chinese-funded enterprises. As a foreign-funded bank initiated by Thais, invested by Germans, and managed by British people, Deftai Bank's corporate culture can be said to have the flexibility of Thais, the rigor of British and German employees, and the diligence of Chinese employees.