First, the buyer mortgage purchase process
1. Bank Credit Information (go to the People's Bank to check the buyer's credit information)
2, housing property survey (survey whether the property is mortgaged, sealed up, property analysis, inheritance, * * owner)
3. Pay the down payment to the seller and keep the balance of the house.
When the house is transferred, the bank will review the loan conditions.
5. Banks issue loans.
6. Both parties will jointly deliver the property.
7. Pay the final payment to the seller.
Second, the buyer's complete purchase process.
1, property right survey (survey whether the property is mortgaged, sealed up, analyzed, inherited and owned by * * *).
The buyer pays the down payment to the seller.
3. Both parties shall handle the house transfer together.
4. Both parties will jointly deliver the property.
5. The buyer shall pay the seller in full.