Whether a loan can be made depends on the lender's credit policy. Do you need a mortgage? Without collateral, what are the requirements for the borrower's work, income, industry and enterprise scale? Simply put, microfinance does not depend entirely on how your labor contract is signed, but different labor contracts have different risks to lenders.

If you have other good conditions, small loans should be no problem. Specifically, you can consult local institutions that provide personal microfinance.