At present, compared with foreign countries, the epidemic situation of COVID-19 in China tends to be basically stable. In accordance with the requirements of focusing on epidemic prevention and control and production and construction, enterprises have resumed work in an orderly manner and are gradually returning to normal track.

Obviously, this epidemic has come, which has brought heavy losses to almost all industries and enterprises, and even to some industries and enterprises, this blow is fatal. Although most enterprises have resumed work, they still face many difficulties, which are highlighted in the fact that the production order has not been fully restored, and although they have resumed work, they have not fully resumed production; The market has been seriously affected, and orders have fallen sharply; As you said, some enterprises have insufficient cash flow and even have a broken capital chain. The cost pressure is huge, they are almost at a standstill, and some are on the verge of bankruptcy.

The direct cause of the break of the capital chain is that the recovery of funds has not reached the expected level, making ends meet. It usually happens in the process of rapid expansion of enterprises, such as several new projects running at the same time, consuming working capital. The break of capital chain in the daily operation process is mainly manifested in the unsalable inventory or low gross profit margin of products, which is not enough to support fixed expenditure and investment level, the time difference between purchase payment and payment recovery is unbalanced, and it is difficult to collect payment. Obviously, this is the case that the epidemic caused the enterprise's capital chain to break. Specifically, due to the lack of cash inflow due to the suspension of production and production, the enterprise reserves are insufficient to meet the capital demand for fixed expenses related to the resumption of work and production, thus causing the capital chain to break.

As a matter of urgency, the measures to deal with the break of the capital chain are as follows:

First, if there is a problem with the capital chain at the beginning, we should adopt conventional methods of increasing revenue and reducing expenditure to reduce costs and various expenses, such as reducing the travel expenses of administrative personnel, saving administrative expenses, slowing down the income growth of employees and strictly controlling the payment for goods.

Second, if the capital chain problem continues to develop, it is necessary to examine and evaluate the product structure and sales situation, abolish some product lines with low profit margins, or sell some fixed assets and factories, or even lay off employees.

Third, if the capital chain is seriously broken, we need to consider some external financing means, such as bank loans, inter-enterprise loans of current or affiliated enterprises, additional investment by investors, etc. These are more direct ways to deal with the short-term capital chain break.

Fourth, if the capital chain breaks sharply and there is a long-term or large shortage of funds, equity funds should be considered to intervene and reorganize assets. Acquisition, merger, bankruptcy and auction are the concrete ways to realize it.

Fifth, it is necessary to make full use of the current policies for enterprises to resume work and production at all levels. These policies are targeted and operable, which can solve the urgent needs of some enterprises. These include some temporary emergency policies for financial problems, such as coordinating financial departments to provide financing services, emergency working capital for enterprises to resume work and production set up by governments at all levels, and other policies such as tax reduction and fee reduction.

Sixth, enterprises should plan ahead, practice basic skills and strengthen fund management. Do a good job of capital planning in advance, live within our means, and avoid the break of capital chain. Specific measures include: making a good cash flow plan, considering the influence of risk factors as much as possible, and making feasible plans for possible problems; Control the occupation of cash flow, make a good purchase plan, fix production by sales, reduce the inventory of current assets, strengthen the risk management of accounts receivable and improve the capital turnover rate; Actively expand sales and improve profit margins; Pay attention to prevent investment risks, do a good job in budget management, and especially avoid paying a lot of money at one time.

I hope the above answers can help you. thank you

My opinion is, what is the current operating situation? If you feel good and want to continue, you can apply for a loan, and your relatives and friends can use any means. For example, this is the last step, borrowing goods (gathering capital to pay interest) and so on. As long as the funds raised can make the enterprise survive and operate normally, if the previous business situation is not ideal, you have to consider changing production, changing careers and closing down. These should be decided according to the market situation and your own ideas. thank you

In my opinion, if the enterprise runs out of funds, it can borrow money from the bank.

During the epidemic, our country has good policy support and help for small and micro enterprises, so I think enterprises can go to the bank for help.

The epidemic is a special case. I believe that as long as our enterprises and employees share joys and sorrows and face each other, they will become better.

When the tide recedes, we naturally know who is swimming naked. Every economic crisis is a reshuffle, washing away bubbles and false demand, and then leaving more cheap assets and space for valuable companies. It is estimated that the government will continue to pull infrastructure to attract employees of companies that can't survive bankruptcy.

As for those bubbles, let them burst.

Now relying on the state's regulation and control to alleviate the current pressure on enterprises, such as tax exemption and adjusting the loan tax rate, can postpone the repayment date of enterprises to one year later, lend interest-free working capital within the asset evaluation value of enterprises, and strive to preserve the main strength of enterprises and survive first. Many enterprises must have problems themselves, even if they accept state subsidies, it is difficult to survive, so they simply follow the industry choice and survive the fittest. Surviving enterprises, after the epidemic, will gradually recover, and will certainly have great explosive power. At this time, repayment and interest payment are not a problem, and it also avoids excessive bad debts of banks.

This epidemic has made many people feel uncomfortable, especially the owners of small and medium-sized enterprises, who have limited funds and cannot give up halfway. Faced with this situation, it is best to start from two aspects: saving costs and opening up sales. Otherwise it will be difficult this year.

See if you can get an investment or mortgage! It can still be saved. In addition, after experiencing an epidemic, the capital chain broke, indicating that the preparation was not sufficient and did not stand the test of heaven. Maybe we can reconsider whether we should continue to work.