Simply put, the trust system can achieve property independence and risk isolation, and has a special bankruptcy isolation function, because only trust can isolate the trustor, trustee, beneficiary and trust assets, and in principle, it is also forbidden to enforce property. The current income of trust products is generally controlled between 7% and 9%. It has reached 14% before, and the yield is mainly affected by the difficulty of borrowing and financing. So far, although there have been some sporadic deferred payment phenomena, the concept of rigid payment has not been broken.
When choosing trust products, we must pay attention to the background of choosing trust products: shareholders of state-owned enterprises, top 30 trust companies, government platform projects with good taxes, trust products of private investment consultants, and stay away from real estate trust products and private enterprise trust companies. Although the risk is not great from now on, the uncertainty in the future will become a great risk.
Trust and bank are under the supervision of China Banking Regulatory Commission, and both of them are subject to strict supervision and risk control by the regulatory authorities. The return on investment is relatively high: often called the rich? Time deposit? Because of its income level, the income is several times that of the bank's annual deposits, and the income is stable at around 6%-9%. The cost performance ratio of each fund investment trust product is higher than that of bank wealth management products. Trust is relatively stable and its income is higher than that of banks.