First of all, answer directly.

With regard to the interest on vehicle mortgage loans, different banks and lending institutions may implement different interest rates (subject to the approval results of the handling outlets).

Second, the specific analysis

At present, the benchmark interest rate of RMB loans is: short-term loans: 4.35% within six months, and 4.35% from six months to one year (including one year); Medium and long-term loans: 4.75% for one to three years (including three years), 4.75% for three to five years (including five years) and 4.90% for more than five years.

It should also be noted that the amount of the loan applied for is different from the selected loan term, which will also make the final interest different.

If you have too many applications and are worried that your big data will lead to the failure of car loans and mortgages in the future, you can check your big data in "Beijian Quick Check" to provide accurate information for debtors, people who have applied for too many online loans, loan users and platform risk control personnel. You can quickly query all kinds of big data, such as arrears records, loan application times, credit reports, etc. , so that you can better understand your credit status.

3. What's the general interest on auto mortgage loan?

Automobile mortgage mortgaged the car to the bank to obtain loan funds, and paid interest to the bank as a reward after the loan was successful.

There are four factors that determine the amount of interest, namely, loan amount, loan interest rate, loan term and repayment method.

1. Loan amount: The appraisal institution cooperating with the bank in automobile mortgage conducts an overall appraisal of the mortgaged vehicles, and then determines a proportion based on the borrower's comprehensive credit conditions, which generally does not exceed 80% of the appraised capital at the highest.

For example, if a car is valued at 200,000 yuan, the bank can only give a loan of 1.6 million yuan at most.

2. Loan interest rate: The annual interest rate of auto mortgage loan is 15, 4.75%, and 4.9% for more than 5 years.

3. Loan term: The longest term of most automobile mortgage loans is 3 years, and some banks can provide a loan term of 5 years.

4. Repayment method: There are generally two ways: equal principal and interest and average principal.

2. What's the interest on the car loan?

The interest in automobile mortgage is related to the loan amount, loan interest rate and loan term. The calculation method of loan interest is: loan interest = annual interest rate of loan principal and loan term.

If the loan amount is 70,000 yuan, the loan period is 5 years, and the annual interest rate is 4.75%, the loan interest is 700,004.75% 5 =16625 yuan.

The loan interest rates of lending institutions are all floating on the basis of the benchmark annual interest rate announced by the central bank. At present, the latest benchmark interest rate of the central bank is as follows:

1. Short-term commercial loan: within 1 year (inclusive), with an annual interest rate of 4.35%.

2. Medium and long-term commercial loans: 1 to 5 years (including 5 years), with an annual interest rate of 4.75%; For more than 5 years, the annual interest rate is 4.9%.

3. What's the interest on the vehicle mortgage loan?

The interest of Nanjing Wobang loan is 1.5%,/Xiangmu/Ficus microcarpa/

4. What is the mortgage loan ratio of the two cars and what is the loan interest? Can I get a loan for an installment car?

Cars are movable property, and general banks will not accept automobile mortgage; You can't buy a car by installment, and you can't get a loan until you pay off the debt.