The P2P online loan industry prohibits violent collection, and the CBRC lists it as the goal of eliminating evil. Despite this, it is still outstanding in some online loans. Therefore, after some borrowers are in loans overdue, the loan collectors still use intentional injury, illegal detention, insult, intimidation, threats, harassment and other illegal means to collect loans. Because violent collection is illegal, many borrowers complain after violent collection. Of course, in some P2P online loans, the phenomenon of violent collection has become a frequent phenomenon, and even some borrowers in loans overdue have been subjected to violent collection. The most common collection method is to blow up the borrower's address book, and then illegally collect innocent people, thus causing serious harassment to the other party's work and life. In addition, violent collection will keep some borrowers awake at night, and even implicate their relatives and friends, especially some older people. When the loan collectors collect loans by threats or intimidation, the elderly are prone to get sick, and even lead to the breakdown of the originally harmonious family and the disharmony between husband and wife. Therefore, the regulatory authorities prohibit collectors from using violence to collect money. At the same time, the China Banking Regulatory Commission is also trying to curb the violent collection in the Internet finance industry. Of course, since the regulatory authorities issued a ban on illegal collection, the phenomenon of violent collection in P2P online lending industry has also been curbed. However, with the passage of time, some online loan chaos reappeared, and people in loans overdue were again violently collected. However, borrowers can only report or complain about this phenomenon Of course, sometimes all kinds of factors, such as insufficient evidence, end in vain. In the P2P online loan industry, because the phenomenon of violent collection will only appear after loans overdue, the borrower's complaints about this phenomenon show that it is loans overdue, and some violent collection phenomena are generally bad, so the damage to the borrower is usually more serious. It is common for some borrowers to lose their jobs or have estrangements between relatives after encountering this phenomenon, which makes many borrowers feel very bad. In any case, because violent collection is illegal, it is also the object of eliminating evil. Therefore, the borrower can complain after violent collection, and can't submit to humiliation because of loans overdue. As borrowers, they have the right to safeguard their rights and interests, especially in the case of serious illegal collection by collectors.