If the online business loan has a housing loan, if you want to make a housing loan, you must first have a real estate. Because housing mortgage is based on the property (self-occupied housing, commercial and residential dual-use housing) under the name of an individual, it obtains a one-time or recycling loan for consumption or business purposes.

In addition, the borrower must be at least 18 years old and be a citizen of China with full capacity for civil conduct; And have a fixed residence, a stable source of economic income, and the ability to repay the principal and interest of the loan on time; Credit is also good, and there can be no bad credit record or serious negative information.

Eligible users can log on to Alipay online business loan and enter the application entrance of housing mortgage loan to apply. As for whether the application can be passed, it depends on the final approval result of the system. If approved, the system will comprehensively determine the loan amount granted to the user according to the value of the house mortgaged by the user, the mortgage rate and the user's solvency. After both parties sign the contract and complete the formalities, the system will release the money.

Second, how about Alipay housing loan?

Alipay housing mortgage interest is generally 5.9, in fact, it depends on how you calculate it. In comparison, personally, it is already good.

3. Where is the mortgage entrance of Alipay house?

In the return of Yu 'ebao to the housekeeper, the specific process is as follows: 1. Open the mobile phone Alipay program II. Click "My" on Alipay's homepage. 3. Find the "Bao Yue" option. 4. Click "Loan Repayment Manager". 5. Select "Mortgage Repayment". 6. Enter the repayment time and related options to submit.